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Come January 1st there are some changes to the Mortgage Rules that may have an impact on your buying power. As of January 1st everyone getting a new mortgage will be subject to a "stress test" even if you plan on putting 20% or more as a down payment. 

  Check out the whole story below...
https://globalnews.ca/news/3897942/new-mortgage-rules-2018-canada-guide
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There are some big changes about to take place in the Regina Distillery sector. The Minhas family (Minjit Minhas of Dragons Den fame) will be opening a multi-million dollar World Class Distillery in Regina early in 2018. Exiting times for the industry! Check out the story below.  http://leaderpost.com/business/local-business/minhas-family-to-open-new-world-class-distillery-in-regina
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Congratulations! You are ready to buy a home.

Purchasing a home is an exciting life milestone and is a huge decision with so many factors to consider. Finding the right property can be a challenge. What may seem like a good fit now may not be the best choice for your family in the long run.  You need professional guidance and The Clark/Cullen Group is here to help.

Here are our 5 best tips when buying a home:

    • Neighborhood – Do your research before looking at homes in neighborhoods that are not a right fit for you. Look into school districts, local parks, neighbors, conveniences or whatever is important to you. Consider the length of your commute to work so that you can maximize the amount of time you have to spend doing the things you
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Are you thinking about upgrading to a bigger or better home? Here are a few suggestions from the Clark Cullen Group. 

  1. Have one of our top team members come and evaluate your property to give you a current market value as well as advise you on any preparations that might need to be done prior to listing your home.
  2. It’s always great to contact your banker or mortgage broker prior to selling your home. There may be prepayment penalties and unexpected fees to consider.  They can also review your file and discuss mortgage porting options to avoid any possible fees.
  3. Correct any improvements that may be needed to make your home sell quicker and for top dollar in the current market.  A pre-home inspection may be an option for you. This way there won’t
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Way To Go Sharon! You've made the Clark Cullen Group very proud! Huge thank you to everyone who supported her in her efforts.
#CCG #YQRRE #easterseals #superhero

Sharon Clark – REALTOR® has given Easter Seals kids the experience of a lifetime: a week-long trip to a fully accessible summer camp. By raising over $2,100 this year, Sharon is inducted into the 2017 C21® Kids to Camp Club and receives the CENTURY 21 Golden Heart Award.

To read about Sharon's fundraising efforts check out this awesome article! http://bit.ly/2g3jWAP

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